It dependsâ€¦.. on a lot of things.
Was your injury very recent, or have you had plenty of time to completely heal ?
Is any further medical care necessary, or do you know yet ?
Does your doctor believe further therapy, treatment, or surgery are likely to be necessary ?
Have you returned to work for a long enough period to know whether you will continue to suffer the effects of your injuries ?
Did the driver at fault have a poor driving record or criminal history ?
Do you know t the policy limits of his/her insurance policy ?
Do you or the owner of the car you were in have UM coverage ?
What is the total of your medical expenses and lost wages ?