It depends….. on a lot of things.

 

Was your injury very recent, or have you had plenty of time to completely heal ?

Is any further medical care necessary, or do you know yet ?

 

Does your doctor believe further therapy, treatment, or surgery are likely to be necessary ?

Have you returned to work for a long enough period to know whether you will continue to suffer the effects of your injuries ?

 

Did the driver at fault have a poor driving record or criminal history ?

 

Do you know t the policy limits of his/her insurance policy ?

 

Do you or the owner of the car you were in have UM coverage ?

 

What is the total of your medical expenses and lost wages ?