It depends….. on a lot of things.


Was your injury very recent, or have you had plenty of time to completely heal ?

Is any further medical care necessary, or do you know yet ?


Does your doctor believe further therapy, treatment, or surgery are likely to be necessary ?

Have you returned to work for a long enough period to know whether you will continue to suffer the effects of your injuries ?


Did the driver at fault have a poor driving record or criminal history ?


Do you know t the policy limits of his/her insurance policy ?


Do you or the owner of the car you were in have UM coverage ?


What is the total of your medical expenses and lost wages ?