Category Archives: Frequently Asked Questions

Should I use my medical insurance to pay for my medical expenses?

Normally , the answer would be yes, of course, since that is what health insurance is for. But, believe it or not,  the Texas Legislature has passed a law which penalizes those who are willing and able to purchase health insurance. If a person does not have health insurance, for example, a hospital bill of 10,000

What if the other driver did not have insurance?

This happens frequently, and when it does, you can use your own insurance coverage IF you have uninsured motorists coverage .  You can check your policy (not your card) or call your agent  to find out if you have this valuable coverage.