It depends….. on a lot of things.   Was your injury very recent, or have you had plenty of time to completely heal ? Is any further medical care necessary, or do you know yet ?   Does your doctor believe further therapy, treatment, or surgery are likely to be necessary ? Have you returned to work for a long enough

If the other driver is at fault and the insurance company accepts liability, which they often do if the police report puts their driver at fault, they will normally pay for repairs or for the value of the vehicle if it’s a total loss.