This happens frequently, and when it does, you can use your own insurance coverage IF you have uninsured motorists coverage . You can check your policy (not your card) or call your agent to find out if you have this valuable coverage.
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Will my case have to go to court?
Most cases settle without trial, but the best way to get the best settlement is to prepare as if you may have to go to trial.
Should I go see my doctor?
Yes, the best thing you can do is get an evaluation from your primary care doctor, if you have one. Most PCPs do not ordinarily provide physical therapy or ongoing treatment for injuries caused by motor vehicle accidents. Your doctor may want to refer you to a specialist or for physical therapy. If you need